Basic business minimums for Christians

Basic business minimums for Christians A business is a tool that can be used by God to demonstrate the truth of the Gospel. In James 1:22 we are told to be “doers” of the Word. A business is the perfect environment for living Christ’s truth. Purpose of a business To determine whether a business is

Advice for lifelong singles

The Census by Statistics New Zealand in 2018 identified that 23% of households in New Zealand consisted of one-person. The proportion of one-person households declined between 2013 and 2018 despite an increase in the number of single households consisting of people aged 65 years and older. Statistics New Zealand noted the decline in the proportion

Financially Helping Your Adult Children

It is never too late for parents to begin teaching their children about finances, particularly God’s principles of handling money. If parents find that their grown children are having financial difficulties, this may be a good opportunity to help them get good counsel. Parent’s financial help should be contingent on the children establishing a workable

Managing time with a home business

Managing time with a home business Working at home provides flexibility and freedom, but discipline is necessary to complete the work required.  Proverbs 6:10-11 notes “A little extra sleep, a little more slumber, a little folding of the hands to rest – then poverty will pounce on you like a bandit; scarcity will attack you

Help me get our spending under control

Help me get our spending under control If your spouse is spending too much money, there are some key steps you can take. Some of the obvious ways to reduce spending include eliminating the big expenses.  This might be a car payment or rental/living costs in excess of 40% of your net spendable income. Look

Why understanding your money philosophy could save your marriage

Why understanding your money philosophy could save your marriage Ask married people about their financial problems, and you’ll likely hear a list of issues: “I’m not sure I’ll ever be debt-free” “I’m sick of living from one week to the next” “I will never have enough savings to buy a house” “If my husband (or

Should we borrow for our daughter’s wedding?

Should we borrow for our daughter's wedding? Weddings can be very expensive, with costs amounting to more than $30,000 common in New Zealand.  That can be a significant financial burden for parents and some are tempted to borrow against their house to pay for the big day.  If that is what you are considering, there

Helping your children into home ownership

It is sometimes suggested that home ownership is now only a dream for many people, but there are still significant numbers of people in New Zealand becoming homeowners for the first time. Reserve Bank data shows that first home buyers are accounting for an increasing share of new residential mortgage lending, with 26,500 first home

How To Live A Fulfilled Life

We all want to live a fulfilling life, and seek to achieve it in different ways. Many try to make lots of money, others want to be famous, some want to have political power, some just want to be left alone and have a quiet place to do their own thing. But all of these