Helping your children into home ownership
It is sometime suggested that home ownership is now only a dream for many people, but Census data shows the rate of home ownership has been increasing since the 2018 Census. In 2023 66 percent of households owned their own home (including those held in a family trust), while 34 percent of households did not
Materialism: What It Is & How to Escape It
Materialism: What It Is & How to Escape It One of the greatest threats to our walk with God is the trap of materialism. We have to work at not being lured away from Him when we spend our money to meet our own desires. Why? Because affluence tends to blind us to the needs
Merging Christmas traditions
What Christmas traditions do you hold dear? Maybe you always give a certain gift, bake a special dessert, or buy a specific kind of tree. For many of us, these rituals are what make the Christmas season special, and it’s hard to feel festive without them. But for many of us, merging Christmas traditions can
Is it wise to top up the mortgage on your home?
Many people take out top up mortgage loans on their home. Common reasons are to pay for house renovations, repairs and maintenance, installing insulation and solar panels, buying a car or paying off credit card debt. Understanding top up mortgages If you paid $400,000 for your home ten years ago and borrowed $320,000, your equity
Six money myths you need to stop believing
There are many misconceptions and myths about money. Many are completely untrue, but some need to be seen through the lens of a faithful, biblical steward. Here are the top six money myths and a biblical perspective. Myth 1 – Investing is the same as gambling, so as a Christian I shouldn’t invest. Investing is
The opportunity of generosity
Giving is sometimes described as a two-sided coin. Side one is the obligation for Christians to be generous. This obligation of generosity flows out of God’s ownership of all things. “The earth is the Lord’s, and everything in it, the world, and all who live in it; for He founded it upon the seas and
How does God’s financial advice compare to the world’s?
Few people see the Bible as a financial guidebook but the Scripture is full of spiritual and practical advice. Here are the top three lessons where the Bible differs from all other financial advice. So let me ask you, whom are you serving? Are you serving your husband, your wife, your children, your boss, your
Basic business minimums for Christians
Basic business minimums for Christians A business is a tool that can be used by God to demonstrate the truth of the Gospel. In James 1:22 we are told to be “doers” of the Word. A business is the perfect environment for living Christ’s truth. Purpose of a business To determine whether a business is
Financial advice for life-long singles
The Census by Statistics New Zealand in 2023 identified that 23% of households in New Zealand consisted of one-person. People aged 65 years and over accounted for nearly half of all single person households. The proportion of one-person households has been stable over the past five years, while the proportion of two-family households has been
Financially Helping Your Adult Children
It is never too late for parents to begin teaching their children about finances, particularly God’s principles of handling money. If parents find that their grown children are having financial difficulties, this may be a good opportunity to help them get good counsel. Financially helping your adult children should be contingent on them establishing a