Articles Posted by Peter Crawford

Should I buy an electric car?

Should I buy an electric car? The government is promoting the purchase of electric cars, providing cash rebates for purchase of new or second-hand imported cars. A rebate of up to $8,625 is available for new electric cars costing less than $80,000. Up to $3,450 is available for used electric cars which have been registered

Should we borrow for our daughter’s wedding?

Should we borrow for our daughter's wedding? Weddings can be very expensive, with costs amounting to more than $30,000 common in New Zealand.  That can be a significant financial burden for parents and some are tempted to borrow against their house to pay for the big day.  If that is what you are considering, there

Considering a reverse mortgage?

Considering a Reverse Mortgage? What is a Reverse Mortgage? A reverse mortgage allows people aged 60 years and over to borrow against the value of their home. The amount of money you can borrow depends how old you are and whether you still have a mortgage on your house. The two providers of reverse mortgages

Should I invest in Bitcoin or other cryptocurrencies

Should I invest in Bitcoin or other cryptocurrencies? What are cryptocurrencies? Cryptocurrency is a type of money that's digital and can be used to buy and sell things, usually online.  However, its potential to store and grow value in has resulted in interest from investors looking for other ways of earning income faster. The New

Does God require fathers to be the breadwinner?

Does God require fathers to be the breadwinners? This question raises a common confusion: the distinction between leader and provider, and how God instructs men on both. The image that we are given in scripture for God the Father is of the highest and best leader of all.  That provides us with a template for

Anxiety

Are you struggling with anxiety? New Zealand Ministry of Health data shows that increasing numbers of New Zealanders are struggling with anxiety, with an estimated 442,000 people diagnosed with anxiety during 2019.  That has increased from 142,000 people in 2007.  The numbers are likely to have been higher in 2020 due to the impact of

Should my tithe be based on my net or gross income

I have heard this question many times over the years that I have been a Christian.  However, the more important question is how do you decide how much to give and how much to spend on yourself. Is the tithe all that we are asked to give?  What about those who say that we are

Helping your children into home ownership

It is sometimes suggested that home ownership is now only a dream for many people, but there are still significant numbers of people in New Zealand becoming homeowners for the first time. Reserve Bank data shows that first home buyers are accounting for an increasing share of new residential mortgage lending, with 26,500 first home

Being Content

A Household Income survey by Statistics New Zealand in 2012 showed that 14% of New Zealand households with an annual income of $156,000 or more, indicated that their income was only just enough to meet their everyday needs, and a further 5% of households said it was not enough. "But godliness actually is a means

Ten Keys To Financial Freedom

Our top ten list to find financial freedom Putting these principles and practices to work in your life will ensure that you and your family are not only on a sure financial footing, but also on the road to complete financial freedom. 10 - Build a Budget Figure out why there’s always more month left